Relationship Profitability Management (RPM)
Enterprise-wide profitability solution
Relationship Profitability Management (RPM) provides a competitively distinct profitability solution that enables financial institutions of various sizes to generate and manage profitability information in a totally integrated, totally automated operating environment. Relationship Profitability Management calculates enterprise-wide profitability from the instrument, product and customer levels up to the organizational level.
Immediate access to accurate, timely and meaningful profitability measurement information enables diverse financial institutions to increase revenues, contain costs and improve profits by enhancing their competitive position and managing their customer/member relationships more effectively. Relationship Profitability Management also provides the comprehensive information required to make more effective and better informed decisions.
What It Does
Enables financial institutions of various sizes to generate and manage profitability information in a totally integrated, automated operating environment.
Calculates enterprise-wide profitability from the instrument, product and customer/member levels up to the organizational level.
Deploys an open architecture that accepts data feeds from core processing solutions, integrated complementary products and third-party applications.
Extracts information from deposit, credit and merchant card, loan, lease, mortgage, trust, insurance and investment, and other applications.
Creates a multidimensional data warehouse of the extracted information to support marketing and sales, product and segment management, strategic planning, business intelligence, CRM, pricing, "what if" simulations and performance tracking.
Mirrors each financial institution’s existing methodology for determining funds transfer pricing, credit costing, risk-based capital allocation, and instrument, product and service costs.
Generates accurate transfer-priced, risk-adjusted, capital-allocated profitability return for customer/member relationships and individual products.
Allows users to easily navigate through the system.
Provides dynamic reporting capabilities.
Enforces strict security controls to ensure that users can only access authorized components.
Generates user-specific audit logs that automatically track all pages visited and data presented.
Performs ongoing system administration in an unattended environment.
What It Does For Me
Generates comprehensive, accurate and timely customer/member profiles and profitability information.
Enables financial institutions to increase revenues, contain costs and improve profits.
Enables financial institutions to enhance their competitive position.
Enables financial institutions to manage their customer/member relationships more effectively.
Provides the comprehensive information required to make more effective and better informed decisions.
Enables quick, easy implementation of an enterprise-wide solution at costs that are significantly lower than other profitability solutions.