Commercial Lending Solutions
Diversifying your lending portfolio, decreasing risk, and beating out your competition are just a few of the ways ProfitStars' Commercial Lending Solutions can help your financial institution (FI) increase Net Interest Income and Net Interest Margin, even in today's tough lending times.
Our Commercial Lending Solutions help FIs securely transition from a traditional lending portfolio (focused on real estate-based consumer lending) to a more fully-diversified portfolio developed via commercial and industrial lending. Our solutions also provide reliable ways to retain creditworthy business customers facing financial hurdles, without the risk of loan loss. In addition, we provide the strategies and tools your lenders need to compete effectively and win more business in today's challenging environment.
Based on a business philosophy of partnering and consulting with local banks and credit unions, ProfitStars helps FIs safely and soundly expand commercial credit, increase their spread to yield higher returns, and outpace and out-price the competition. Institutions are able to build lasting, win-win relationships with commercial customers through four successful, time-tested solutions:
- BusinessManager – the safe and sound, web-based accounts receivable solution for financial institutions and their business customers
- LendingNetwork – alternative financing for businesses with unique borrowing needs
- Margin Maximizer - be sure to browse our portfolio of Loan & Deposit Pricing Solutions
Looking for the Little Black Book of Lending Relationships? Click here.