Margin Maximizer Suite
Margin Maximizer Suite from ProfitStars is a loan and deposit pricing solution that helps financial institutions develop strategies to maximize income by effectively reaching and expanding their core customer bases. Using proven methodologies that yield a high return on investment, Margin Maximizer Suite can be tailored to support the financial institutions' distinct requirements.
Consulting sessions are held in advance to develop practical strategies that will build high quality and profitable customer relationships. ProfitStars works with each financial institution client to validate and enhance existing pricing strategies. Additionally they guide the development of new strategies that can be used easily and immediately.
What It Does
Provides a comprehensive approach including strategy sessions and implementation assistance designed to achieve buy-in throughout the entire organization.
Implements within one week and is usually completed within 60 days; extensive pre-work done by the Margin Maximizer group.
Installs on the financial institution's network in one hour or less.
Offers commercial loan training that can be successfully completed in approximately two hours.
Allows users to calculate the ROE, ROA and net income for the loan, the deposit and the relationship in two minutes or less.
Allows lenders to quickly and easily model every commercial loan – 92 percent of users say the software is simple to use.
Allows the financial institution to quickly evaluate pricing alternatives and generate rate sheets by using additional Margin Maximizer models.
Provides regular data updates and more accurate profitability forecasts.
New hosted version (Margin Maximizer Interactive) utilizes Microsoft Silverlight and Microsoft Windows Azure to deliver, via the Web, ProfitStars proven Margin Maximizer Suite.
Hosted version (Margin Maximizer Interactive) incorporates a cloud computing framework that allows Margin Maximizer to be more affordable than ever.
What It Does For Me
Offers borrowers alternatives, which allows lenders to win more deals – two out of three client lenders say they are winning more deals.
Provides the opportunity to obtain higher pricing on small loans – 92 percent of client bank CEOs say they are getting better pricing on small credits.
Gives management and lenders more confidence in their pricing decisions – more than 96 percent of users say their pricing confidence is higher using the solution.
Ensures timely results.
Guarantees the fee; typical results are five to 15 times the fee.
Provides a payback in three to six months.
Provides results in less than 30 days.
New hosted version (Margin Maximizer Interactive) allows your institution to use the Margin Maximizer pricing tool without having to support an on-premise client/server application on your own network.
Hosted version (Margin Maximizer Interactive) incorporates cloud computing framework that enables improved scalability, easy implementation, high service quality, and industry expertise backed by Microsoft.