Bank-based Receivables Financing toAccelerate Your Cash Flow

"We don't stress anymore about cash. We stress about running our operations."

Brad Hughes

Business Owner, Hughes Staffing Agency


See a detailed comparison of BusinessManager versus traditional factoring – and discover the crucial differences that can benefit your business.

Factoring vs BusinessManager


High Variable Rates

Low Fixed Rate

Additional APR

No Addition APR

Majority of Invoices Funded are 60 days and under

Majority of Invoices Funded are 120 days and under

Additional Fees (Wire Fees)

No Additional Fees

Factoring Company has Direct Relationship with Bank

Business has Direct Relationship with Bank

Rates marked up to cover borrowing costs

No need for mark ups to cover borrowing costs


Long Term Fixed Contract

No Long Term Contract

Termination Penalty Applied for Early Termination of Contract as well as Insufficient Account Participation

No Termination Penalty


Factoring Company Collects Invoices from Business Customers

Business Maintains Collections Responsibility, while Payments are Processed by the Bank

Customers Notified of Financing Program

Customer is unaware of Financing Program

Financing Company Owns Billing & Stamps as their own

Business Owns Billing & Modifies Remittance address to that of Bank

Weekly Funding

Daily Funding


More than 30,000 businesses have made BusinessManager the #1 small–business lending alternative in the nation. Find out why ...

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