Commercial Lending Center Suite™
A customized, seamless experience for borrowers
ProfitStars’ digital commercial lending platform offers a relationship-based lending process that enables lenders to create, fund and manage business borrower relationships from one loan experience to the next. It was designed with both borrowers and lenders in mind, incorporating all-digital loan origination, decisioning and portfolio management workflows that save time, improve accuracy and improve the overall borrowing experience. Follow the full digital path here.
Financial institutions (FIs) are empowered with the flexibility needed to work with a wider variety of commercial credits, as well as unique solutions and services that address today's lending challenges. A simplified and efficient origination process leads to greater margins and flexibility, while improving the overall profitability of the commercial portfolio.
Key benefits include:
- An enhanced experience for both the borrower and the lender with a digital loan application, simplified decision engine, and faster approval cycles.
- Because the platform was built with integration in mind, disparate legacy systems can be leveraged for enhanced reporting and workflows like never before. See what's happening with each file, at any time, enhancing efficiency and transparency.
- Lenders are able to leverage credit metrics specific to their institution so that qualified borrowers get a modern experience and the lending staff gets the efficiency boost it needs to make more loans profitably.
- Dashboard reporting with customizable metrics and activities that can be tailored to the user, from executives to lenders to operations.
- For smaller loans requiring fewer underwriting variables, leverage a streamlined decision process and deliver electronic documentation for e-signature or even make the leap to the optional automated approval engine.
- Integration with all Jack Henry Banking® cores, Synergy Document Management™ ProfitStars Financial Performance SuiteSM, JHA Enterprise Payment Solutions and the OnBoard Loans™ document prep solution.
- Powerful risk management tools, process automation, and business services to help lending institutions monitor and manage commercial portfolios. Includes financial statement monitoring, covenant tracking, line of credit monitoring, automated borrowing base certificates, stress testing, concentrations monitoring, and much more.